Financial Independence, Retire Early. Who would not love that? In a nutshell, it is supposedly accomplished by saving and investing 70% of your income. This is also a financial advisor’s dream as well! But coming back into reality, it is hard to work and enjoy life while focusing on saving almost everything you make. One of the things that we do with our comprehensive retirement planning is to replicate how you live now and how you want to live in your retirement. I could go on with lots of numbers and statistics as to why just narrowly focusing on retiring early is unrealistic, but I would rather leave you with this poem:
by Linda Ellis
I read of a man who stood to speak at the funeral of a friend. He referred to the dates on the tombstone from the beginning… to the end.
He noted that first came the date of birth and spoke of the following date with tears, but he said what mattered most of all was the dash between those years.
For that dash represents all the time they spent alive on earth and now only those who loved them know what that little line is worth.
For it matters not, how much we own, the cars… the house… the cash. What matters is how we live and love and how we spend our dash.
So think about this long and hard; are there things you’d like to change? For you never know how much time is left that still can be rearranged.
To be less quick to anger and show appreciation more and love the people in our lives like we’ve never loved before.
If we treat each other with respect and more often wear a smile… remembering that this special dash might only last a little while.
So when your eulogy is being read, with your life’s actions to rehash, would you be proud of the things they say about how you lived your dash?
Mike Mickels is President of CochranMickels Retirement Specialists and an avid sporting clay competitor. CochranMickels Retirement Specialists provides personalized planning and investment services to individuals approaching and in retirement. They also provide retirement and benefits training to Federal employees. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc, a Registered Investment Advisor. CochranMickels and Cambridge are not affiliated.