For many folks, retirement is in sight, the finish line that we have been racing towards all our working careers is coming into focus. These are exciting times, this is the highest salary you have ever earned in your lifetime, the kids have graduated or are close to graduating from college, your home is nearly paid for and you seem to have more disposable income. Life is pretty good.
But the question remains, have I saved enough? Now that we are empty nesters and have accumulated a sizeable amount of vacation, should we take that European trip or wait? Can we buy that second home close to the beach? Should we just knuckle down and save every penny until we are ready to retire?
These are all questions we get asked. A comprehensive financial plan will help you see if you have enough money to fund your retirement for the next 30 years and show you if can start to live a little before retirement. At CochranMickels Retirement Specialists, we do comprehensive planning that includes cash flow analysis. We think it is important that you’re able to enjoy today as much as you are planning on enjoying tomorrow. And it is hard to know without having a plan.
So, if you are wondering and would like to know, call us today and schedule an appointment. We would hate to see you miss out enjoying today while you are planning for tomorrow.
Mike Mickels is President of CochranMickels Retirement Specialists and an avid sporting clay competitor. CochranMickels Retirement Specialists provides personalized planning and investment services to individuals approaching and in retirement. They also provide retirement and benefits training to Federal employees. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc, a Registered Investment Advisor. CochranMickels and Cambridge are not affiliated.