Federal Employees As you may know, very few individuals and organizations are qualified to advise federal employees.Finding someone who understands the unique benefits offered to federal employees is especially important when you consider that retirement has a binary outcome. Our firm is uniquely qualified to help federal employees understand how their benefits will maintain their desired lifestyle in retirement. Since we understand and know the Thrift Savings Plan (TSP), Federal Employee Retirement System (FERS), Federal Employee Group Life Insurance (FEGLI) and the Civil Service Retirement System (CSRS), we can help federal employees navigate the many different options they face upon retirement. For example, we have assisted federal employees who have met the time in service requirement but not obtained full social security retirement age find the benefit that fills that income gap. In other instances, we assist federal employees find the very best and easiest way to take their yearly required minimum distributions. Want to know more? Book a free consultation.If you are eligible and have been offered a VERA or VSIP, we can help you decide what makes the most sense for your retirement future.We understand federal benefits, over a third of our customers are federal employees who trust us to help them make their retirement dreams come true.Before changing or eliminating your joint and survivor benefit of your FERS or CSRS annuity and replacing it with life insurance, please call us for a free second opinion. CochranMickels Retirement Specialists is a SAMS registered company. SAMS Cage Code 7BQT6 DUNS 079175570 The Best Dates to Retire in 2019Best Dates to Retire Green CSRS, Brown CSRS & FERS, Red end of leave period. March 30 & August 31 end of month and leave.JanuarySMTWThFS 12345678910111213141516171819202122232425262728293031 FebruarySMTWThFS 12345678910111213141516171819202122232425262728 MarchSMTWThFS 12345678910111213141516171819202122232425262728293031 AprilSMTWThFS 123456789101112131415161718192021222324252627282930 MaySMTWThFS 12345678910111213141516171819202122232425262728293031 JuneSMTWThFS 123456789101112131415161718192021222324252627282930 JulySMTWThFS 12345678910111213141516171819202122232425262728293031 AugustSMTWThFS 12345678910111213141516171819202122232425262728293031 SeptemberSMTWThFS123456789101112131415161718192021222324252627282930 OctoberSMTWThFS 12345678910111213141516171819202122232425262728293031 NovemberSMTWThFS 123456789101112131415161718192021222324252627282930 DecemberSMTWThFS12345678910111213141516171819202122232425262728293031 Have a Question Name Email Phone Question Thank you! Oops!