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Federal Employees

As you may know, very few individuals and organizations are qualified to advise federal employees.

Finding a financial advisor/retirement advisor who understands the unique benefits offered to federal employees is especially important when you consider that retirement planning and investment management has a binary outcome. Our firm is uniquely qualified to help federal employees understand how their benefits will maintain their desired lifestyle in retirement. Since we understand and know the Thrift Savings Plan (TSP), Federal Employee Retirement System (FERS), Federal Employee Group Life Insurance (FEGLI) and the Civil Service Retirement System (CSRS), we can help federal employees navigate the many different options they face upon retirement. For example, we have assisted federal employees who have met the time in service requirement but not obtained full social security retirement age find the benefit that fills that income gap. In other instances, we assist federal employees find the very best and easiest way to take their yearly required minimum distributions.  Want to know more?  Book a free consultation.

If you are eligible and have been offered a VERA or VSIP, we can help you decide what makes the most sense for your retirement future.

We understand federal benefits, over a third of our customers are federal employees who trust us to help them make their retirement dreams come true.

Before changing or eliminating your joint and survivor benefit of your FERS or CSRS annuity and replacing it with life insurance, please call us for a free second opinion. 

CochranMickels Retirement Specialists is a SAMS registered company. SAMS Cage Code 7BQT6 DUNS 079175570

We proudly serve Huntsville, Madison, Owens Cross Roads and all of North Alabama.

We partner with clients in long-term, trusted fiduciary relationship. We strive to provide financial peace of mind by delivering tailored objective advice designed with innovative technology, personal service and over 40 years of experience all of which give our clients the confidence to pursue their own passion, dreams and lifestyle.

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