Our Firm CochranMickels Retirement Specialists is an independent firm. We are not constrained by a large Wall Street wire-house or insurance company to push products that enrich the pockets of salespersons or companies. We don't receive any extra compensation for any service we provide. Every solution we provide is for the benefit of our clients. And most everything we provide, we ourselves use. From employee benefits to portfolio construction, we row in the same boat with you.All of our portfolios are constructed in-house and then fine tuned to meet the needs of each client individually. It is like the days of custom tailors. We weave the cloth, but each article of clothing is custom made so that it not only fits, but looks good on you!Our Relationship With Pershing, LLCCambridge Investment Research works with Pershing LLC3 (Pershing), one of the largest clearing firms in the industry. Pershing is composed of more than 4,000 highly focused, experienced personnel developing and supporting more than 1,600 financial organizations worldwide. Pershing has evolved into one of the largest clearing firms in the US.Pershing is a member of the Securities Investors Protection Corporation (SIPC) that protects a client’s assets up to $500,000, of which $250,000 can be in cash. SIPC protection does not cover any losses due to market fluctuations. More information about SIPC protection can be obtained at www.sipc.org. In addition to SIPC protections, Pershing carries “excess SIPC” protection through a private insurance company, Lloyd’s, for the net equity of our clients’ securities positions and cash in their accounts in excess of the SIPC limits discussed above. Net equity refers to the value of our clients’ securities, plus cash minus any amount that may be owed, such as margin loans. For more information about Lloyd’s, please see lloyds.com. 3Pershing LLC, a subsidiary of The Bank of New York Mellon CorporationOur Relationship With CambridgeCambridge Investment Research is one of the nations largest independent broker dealer's. Cambridge provides us the technology and regulatory supervision to conduct business and serve our clients. Cambridge in no way incentivizes us to use any product or solution for our clients. Cambridge allows us to seek from the whole investment spectrum the lowest cost/highest performing instrument to help our clients achieve their goals.CochranMickels Retirement Specialists is a SAMS registered company. SAMS Cage Code 7BQT6 DUNS 079175570We proudly serve Huntsville, Madison, Owens Cross Roads and all of North Alabama. We partner with clients in long-term, trusted fiduciary relationship. We strive to provide financial peace of mind by delivering tailored objective advice designed with innovative technology, personal service and over 40 years of experience all of which give our clients the confidence to pursue their own passion, dreams and lifestyle. We are your retirement advisor. Have a Question Name Email Address Phone Question Thank you! Oops!