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How We Do It

Providing hand-crafted investment and retirement solutions, CochranMickels is a team of fiduciaries working in your absolute best interest - without exception. Free from outside in

People ask “How much is enough?”  Would you believe that even multi-millionaires at any age fear that they will run out of money and refuse to enjoy their retirement?


Even those of more modest means preparing for retirement who rely on the golden 4% “safe withdrawal rule” refuse to venture outside of their perceived plan to do the things they would do at the time they’re able to, if they only were confident of their financial success. 


On the other hand, there are those with high incomes who are seemingly wealthy but haven’t planned at all for retirement. What will happen if they continue this spending pattern?


In both of these cases there are millions of people who are needlessly worried, trapped, or desperate in retirement. You don’t have to be one of them. You can avoid, mitigate, or even stop this misery by understanding where you are today and where you want to be and making a plan that you can be confident.


Financial planning, and specifically retirement planning, is not just for those with many investments or those who have no interest or confidence in managing their own financial future. It is equally important for those who have had success in managing their financial affairs thus far or have more than enough money to be concerned about a “financial plan”. It is for everyone who, no matter how confident they are of their abilities or how much money they have, want to get the most from their retirement and for their family. 


You may think you are “okay” and you may want to spend the days of your retirement watching the gyrations of the stock market. But if you are interested in making the most of your money and your life in retirement, we encourage you to contact us today. 

Why We’re Different

As fee-based fiduciary advisors, CochranMickels Retirement Specialists exists to serve our clients in an independent fashion, solution-oriented way. Focused on the distribution phase of a client’s wealth, we provide unique financial solutions to individuals as they approach and venture through retirement.


  • Working in Your Best Interest: As fiduciaries, our main objective is your success - not ours. We work tirelessly and with a purpose to enact custom investment and planning solutions aimed directly at the achievement of your goals.
  • Instilling Transparency: Partnering with our firm means absolute transparency and an open line of communication at all times. We will always make sure you understand what we do, how we get paid, and the exact purpose of our fees.
  • Offering Clarity: Our firm utilizes the latest industry technology so that you will be able to see how your investments and plan come together,
  • Building Relationships: CochranMickels isn’t interested in adding to our numbers - we are interested in adding to our family. When you collaborate with our team on your financial future, we will work to earn your trust and build a relationship that will last a lifetime.


When you are ready to take hold of your future and turn your dream retirement into reality, lean on the trusted advice and expertise of Cochran Mickels Retirement Specialists.  Book a free consultation now.

We proudly serve Huntsville, Madison, Owens Cross Roads and all of North Alabama.


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