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What is Retirement?

As an advisor, retirement means distributing everything you have saved. You spend the money you saved throughout your working years to fund the last half of your life; doing all the things you dreamed about. On the surface, there doesn’t seem to be a lot to it; you withdraw what you have saved. Easy peasy.

Except it is far from it. There is the order of withdrawals to consider, the Required Minimum Distributions, and the tax issues that are created because of it. There are also the goals, the big expenditures you will need, and the unexpected expenditures that always come up. How does all this fit into your retirement? Do you and your advisor have a plan? Does your portfolio fit into your plan and are you comfortable with the level of risk you are taking to meet the goals of your plan?

At CochranMickels Retirement Specialist, we're here to guide you through every step of your retirement journey. Our name reflects our expertise in this area. Forty-five percent of our clients are already in the distribution phase, while the rest are preparing for the transition from work to retirement. We can help you plan and live your retirement to the fullest. If you would like to learn more, call us 256-417-4870.

Mike

Mike Mickels is the President and Chief Compliance Officer of CochranMickels Retirement Specialists, LLC and an avid sporting clay competitor. CochranMickels Retirement Specialists provides personalized planning and investment services to individuals approaching and in retirement. CochranMickels Retirement Specialists, LLC is a registered investment adviser. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where CochranMickels Retirement Specialists, LLC and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. As a registered investment advisory firm, we are restricted from posting, publishing or otherwise disclosing any form of testimonial which is related to our investment advisory services. Links to websites and other resources operated by third parties are provided as information only, and there can be no assurance as to its accuracy, suitability or completeness. CochranMickels Retirement Specialists, LLC does not endorse, authorize or sponsor the content or its respective sponsors and is in no way responsible for third party content, services, products or information, or for the collection or use of information regarding the web site’s users and/or members.