Recent weeks have seen some extraordinary moves in the financial markets, as the world reacts to the spread of COVID-19. Please know that we are closely monitoring current news and economic reports, and we are committed to supporting you through this season. Feel free to contact us any time, for any reason. We are here to help.
Few things are as important as planning for the rest of your life. It's not something you want to leave to chance and it's not something you should undertake on your own.
We are fiduciaries.
Fiduciaries are held to the highest ethical standards in the financial service industry. They are required to put your financial interests ahead of their own.
Why is this important to know? Not everyone who sells investment services and products is a fiduciary. Therefore, you have to be careful who you hire, because that person will influence or control the financial decisions that will impact when you retire, how you live during retirement and your financial security late in life.
Laura has been working with investors for over 40 years and people in Huntsville for over 14 years. Her commitment to helping people reach their retirement dreams is unwavering and CochranMickels Retirement Specialists is your trusted partner to help you live out the second half of your life.
Preparing for and living in retirement is very different than when you are working and adding to your savings.
This is what we call the distribution phase and it requires a higher level of expertise and experience than what most advisors and do-it-yourself investors have. Portfolio construction and management are critical as there aren't many do-overs. When we manage your investments we will utilize income planning tools and strategies to make the most tax efficient distributions that help make your savings last. Laura Mickels is a designated Retirement Income Certified Professional (RICP©) and can help you live out the retirement you dreamed about.
Most financial advisors outsource their financial plans and portfolio management.
At CochranMickels, we value working personally with you for both planning and investments. Our work is done by us and in-house. We believe this is the best way to make sure your interests are served. We are the only financial planner that specializes in working with clients during their distribution (income) phase of their investments. Now more than ever you need to know if you're on track to retirement and working with a financial advisor that specializes in retirement planning and managing portfolios for retirement will help you ensure your success.
Book a free one hour consultation with us and find out how we can help you with the retirement of your dreams.
We proudly serve Huntsville, Madison, Owens Cross Roads and all of North Alabama.